Key points:

• If you want consumer-facing live rates, Loansifter, Polly, and Mortech all offer options, but they vary widely.
• Polly takes an API-first approach, making it a great fit for digital lenders.
• Loansifter can help brokers display rates, but there’s no direct tool. You’ll need to use an API. 
• Mortech has one partner for displaying rates on your website: BankingBridge.

Putting a modern product pricing engine (PPE) behind your lending team drives both speed and accuracy. Leveraging the pricing engine, your loan officers can price loan scenarios and quote customers in seconds.

But why stop there? When you extend rate transparency out to your customers, you help move them toward the closing table. You show them that your team is informed and willing to provide helpful information. You empower customers to make intelligent decisions for themselves. And you make less work for your loan officers because people come to you with a better idea of what they can afford. 

If you want to offer consumer-facing live rate experiences, some pricing engines have built-in tools like website widgets. But three of today’s leaders don’t. With Mortech, Polly, and Loansifter, you’ll need to use an API to get rates to feed for your website.

Fortunately, getting that set up can be a lot easier than you might think. The path depends on the PPE you use, so let’s take a closer look. 

Your overview: Displaying live rates with these PPEs

Mortech is a long-established, trusted pricing engine preferred by many traditional banks and credit unions. Polly’s on the leading-edge from a technological perspective. And Loansifter puts the power of Optimal Blue behind brokers for a fraction of the cost. In other words, they all have unique use cases. 

But they all have one thing in common. You can leverage them to deliver consumer-facing live rate experiences. The way you go about that varies, so let’s go over a quick summary of what’s on offer here:

How to get consumer-facing live rate experiences set up with your PPE

Since these companies don’t have pre-made embeds for your website, you’ll need to find an alternative path. We’ve got you covered. BankingBridge’s consumer-facing live rate display tools work with all of these pricing engines. We offer ways to connect your PPE to your website for live rate tables, personalized rate dashboards for individual consumers, consumer education assets like calculators, and more. 

Mortech

If you want to display rate information on your website, we’re Mortech’s only partner for it. Fortunately, that means we have a strong relationship with the Mortech team, and that’s resulted in a pretty streamlined setup process for you. 

First, you need to get API credentials and pricing access from Mortech. Then, you can connect your pricing data to BankingBridge website tools like rate tables, dashboards that show people their personal rate options, and more. 

To get set up on our end, just email support@bankingbridge.com. With your Mortech API credentials handy, we’ll walk you through the process to create meaningful consumer-facing live rate experiences. Beyond displaying rates on your website, we can also help you leverage rate alert emails, AI-backed texting, and more. 

Polly 

To set up consumer-facing rate tools with Polly, you first need to interact with their system to get API access and pricing permissions. Then, configure your pricing and product rules within Polly. If you’re working with a developer here, this page will be helpful for them. 

Next, get in touch with our team at support@bankingbridge.com. We’ll help you set everything up so that leads see what you want them to see. We also work with you so anything you display on your website (e.g., rate tables, calculators) and any rate alert emails you send are branded to your company. 

If you’re using Polly, it’s probably because you like your company to stay on the leading edge. We can help there, too. With your API credentials from Polly, we can get you set up with AI texting and we can configure your website chat tool to provide instant quotes. This way, people get a seamless experience and the information they want, wherever and whenever they want it. 

Loansifter

Loansifter doesn’t offer the developer-friendliness or technological agility of other product pricing engines. But it’s an excellent and cost-effective solution for brokers. For that reason, we’ve established APIs to help you pull Loansifter rates over to a variety of consumer-facing live rate experiences. And we’ve worked to make it as easy as possible.

In Loansifter, all you need to do is go to the “Subscriptions” tab and toggle BankingBridge to “enabled.” For a visual aid, check out our blog post on Loansifter-BankingBridge setup. 

After that, email us at support@bankingbridge.com. We’ll make sure everything is working properly to feed Loansifter rates to your BankingBridge tools. That way, you can pull the latest rate info from your pricing engine into live rate tables, use it to power instant quoting, and more. 

If you want more information, we also have some Loansifter-specific guides on our video tutorial page. 

Powering live rate experiences with Mortech, Polly, or Loansifter

If you’re ready to use your pricing engine to boost borrower experiences, we aim to make it easy. 

With our API functionality, you can pull live rate data over to a variety of consumer-facing assets. We make sure you can customize tools like calculators and lead workflows to suit your brand. We also support loan configuration and pricing scenarios so leads only see what you want them to see. 

Ready to explore using BankingBridge APIs to leverage live rates from Polly, Mortech, or Loansifter? Book a demo with us and we’ll show you just how easy it can be.